Eight Keys to a Successful Life in Retirement
Not many people think about the way they want to spend their retirement years. After all, you’ll be left with a lot of free time now that your main occupation—your job—is out of the way. While many say that retirement is the best thing that ever happened to them, others simply don’t know who to make the best use of their time and resources. So, in order to have a successful retirement life, here are a few points to consider.
Create a to-do list
This is an easy one: Create a list of things you want to do and consult it every time you’re bored. For instance, you can divide your list into three sections: Long-term projects (lose 15 pounds, write a novel), short-term projects (find a new laptop, finish a video game) and go-to tasks (read a book, watch Netflix, balance the checkbook). This way, you’ll always have something to do and eliminate boredom. It’s amazing how many great activities you simply forget exist until you consult your to-do list.
Devise a good retirement income plan
Now is the perfect time to figure out how much your accounts will translate to in income, how much you can expect from Social Security and pensions and how much you can withdraw yearly. If you’re not yet retired or if you’re very early into your retirement, doing this now will ensure you have much less stressful and more comfortable senior years.
Giving your body and mind plenty of opportunities to work out will ensure healthier and happier retirement. However, if you were never a gym rat, you don’t have to change your lifestyle now that you’re in your 60s. Just keeping your body strong and flexible will be more than enough. Think walking, senior yoga, stretching exercises, light weight lifting and other activities. And don’t neglect your mind either. Intellectual conversations, puzzles, video games and reading will keep your brain sharp.
Concentrate on your health
Now that you’re retired, you certainly have enough time to dedicate to healthier living. Aside from exercising and eating well, you might also want to schedule regular checkups and take your medical conditions more seriously. If you have any serious health issues like mobility problems or notice any early dementia signs, you might want to research good senior care centers.
Reconsider your living situation
And even if you’re perfectly healthy, but unsatisfied with your living situation, you can consider some assisted living apartments. For instance, retirement living at Mark Moran Vaucluse provides all residents with spacious rooms, many opportunities to socialize and plenty of different activities to take part in. If you love people and love being active and productive, this is something you might want to take into consideration.
Socialize with people
Now that you’re retired, you’ll have more time to dedicate to your family and friends. So, make sure to grab a phone and call them or set up meetings on a regular basis. If all your loved ones live away, you can learn to Skype and see them anyway! It will do wonders for your happiness and satisfaction.
Consider a part-time job
If you know you’re completely financially independent, you can skip this step, but if you think you might benefit from some extra income, you might want to consider getting a part-time job. If you have a license, you can start driving for Uber, if you have a particular talent, you can start a small business or if you possess great knowledge in certain areas, you can work as a consultant. Even if you don’t need additional income, you might benefit from being around people and using your expertise now that the stress of performing well is lower.
Helping those in need and giving back to your community is one of the best ways to fill your day. But, it can also give your life meaning and purpose many retired people crave. You can increase your activity in organizations you’re a part of or find completely new causes to donate your time to. Skills, talents and wisdom you accumulated during your career will definitely help people around you.
There’s no question that your life will change tremendously once you retire, but change is not always a bad thing. If you devise a good plan and think about the upcoming years today, you’re bound to be happy, secure and full of life during your retirement!