Can You Get Your Medical Bills and Lost Wages Covered After a Car Accident?

Just like all other troubles, car accidents happen when people least expect them. Unfortunately, most crashes involve injuries that often put at serious risk not only someone's health but also financial stability and career. Backed into a corner by a plethora of problems and worries, victims of car wrecks usually do not have the strength to resist the onslaught. All the more so, their insurance companies often refuse to offer a full and fair settlement deal.

However, every car accident victim has the right to get their medical bills, lost wages, and other related expenses covered. Still, to get the compensation they deserve, people have to know their rights and know the legal options to protect their interests. This article was written to educate a broad audience on the ins and outs of getting medical bills and lost wages covered after a car crash.

The Answer Is Yes

So, you want to know whether or not you can get your medical bills and lost wages covered. By the way, this query ranks #1 on the pretty extensive list of car accident frequently asked questions, which, of course, comes as no surprise given the vital importance of the matter. The great news is that the answer to this question is positive; however, things are not as straightforward as they can seem.

Each case is unique as there are plenty of factors that may influence the situation. To start with, do you ever have a case? Do you have the necessary proof that someone else is responsible for your accident? Medical records to confirm the severity of your injuries? Police accident reports contain statements of witnesses and all the crucial details such as the exact time of the collision, speed limits, lighting on the road, specific weather conditions. What about photos or videos of the wreck scene?

As you can see, there is much more to it than just your certainty that another driver is guilty. The bottom line is, to have a strong case, one has to do their homework and collect all the necessary proofs. The truth is, the great bulk of people are not prepared for accidents, hence fail to collect the whole package of documents and evidence. Fortunately, if you find yourself in a similar position, it is too early to be desperate, watching the stacks of bills growing on your table. You can always get in touch with a reputable car accident attorney in your area to get a free consultation and, if needed, professional help.

Do Not Settle For Unfair Compensation

One of the most widespread mistakes made by people injured in a car accident is to be too trusting of their insurance companies. Do not be naïve. You and your insurance company representative have different goals, so do not count on a fair settlement offer from their side. On the contrary, they will make every effort to pay you as little as they can. The basic rule in dealing with insurance companies is not to make any statements or, particularly, not to sign any documents without consulting your attorney first. Do not discuss the crash details because an insurance adjuster can later use them against you, trying to dwarf your injuries or even blame you for the wreck.

When Injuries Are Severe

Being injured is bad but being seriously injured because of someone else's irresponsible behavior is frustrating. Your health is endangered, medical bills are stacking up at lightning speed, and on top of that, you are losing wages since you can't go to work and do your job. More significant expenses for further medical care are lying ahead, adding to the difficult situation.

When your insurance company offers you to cover just a part of expenses, it might be very tempting to accept the deal and solve at least some problems. But do not do it because, in the long run, it's a wrong decision. The great part of bills will remain unpaid, and by missing your chance to fight for your rights, you'll end up in a worse position than you were initially. If you think that you deserve a much higher amount as compensation for your injuries, lost wages or loss of job, future costs of rehabilitation, as well as pain and suffering, don't settle for an unfair deal that will aggravate the already difficult situation.

It's important to know that you have the right to get your medical bills, lost wages, and other car crash-related expenses covered. Don't leave your health, well-being, and future to chance. Use legal ways to fight for the compensation you deserve.